About Uttra
We build the tools that let a small shop work as a banking point for the people around it.
Many people still depend on a nearby shop for cash, money transfers and bill payments. The shopkeeper deserves a panel that is clear about money: what came in, what went out, and why.
Uttra connects three kinds of accounts. The platform runs the services. Distributors look after retailers in their area. Retailers serve customers at the counter. Each has its own panel and sees only what it needs.
What we hold ourselves to
Clear information
Every transaction has a reference number and a status you can read. Commission rates sit inside your panel, not behind a phone call.
Verified people
Retailers are verified online with PAN, Aadhaar through DigiLocker, and OTPs. Payments are confirmed with a transaction PIN.
Records that stay put
Money movements are written to a ledger and are not edited later. A correction is a new entry that you can see.