A banking point at your own counter
Offer cash withdrawal, money transfer, recharge and bill payments to people in your area. One panel, on your phone or computer. Signing up is free.
Keep your PAN, Aadhaar and mobile number ready.
UTTRA RETAIL POINT
SAMPLE RECEIPT
Keep this slip for your records.
What you can offer
All servicesAEPS
Cash withdrawal, balance enquiry and mini statement with Aadhaar and a fingerprint, where the customer's bank supports it.
Money transfer
Send money to a bank account for customers who do not use banking apps.
Recharge
Mobile and DTH recharge in a few taps.
Bill payments
Electricity, gas, water and other bills, paid at your counter.
Why retailers join
Free to join
There is no fee to register. You verify yourself online and start.
Verified once, online
PAN, Aadhaar through DigiLocker, and OTPs on your phone and email. No paper forms and no visit needed.
A record of every rupee
Each transaction gets a reference number and appears in your ledger. Entries are not edited afterwards.
Your own distributor
Enter a distributor code when you sign up. If you do not have one, you are linked to ours automatically.
Start in four steps
Your progress is saved after each step, so you can stop and continue later.
Sign up with your mobile number
Confirm it with an OTP.
Verify PAN and Aadhaar online
Your name is filled in from your PAN.
Set your password and transaction PIN
The PIN protects every payment you make.
Add money to your wallet
Then start serving customers.
Questions retailers ask
Is sign-up free?
Yes. There is no fee to register as a retailer.
What do I need to register?
A mobile number, an email address, your PAN, and your Aadhaar for DigiLocker verification.
Do I need a fingerprint device?
For AEPS, yes. You need a registered biometric device at your counter. Recharge, bill payments and money transfer do not need one.
What is a distributor code?
Distributors look after retailers in an area. If someone gave you a code, enter it at sign-up. If not, you can skip it.
How do I earn?
You earn a commission on each successful transaction. The rate for every service is shown inside your panel.